SHIF Calculator
As an employee, your employer will deduct this SHIF and remit it to Social Health Authority (SHA) on your behalf through KRA Online Portal. Social Health Insurance Fund (SHIF) is Kenya's national health insurance scheme that replaced NHIF as part of the Universal Health Coverage (UHC) reforms. It is mandatory for all Kenyan residents, whether formally employed, self-employed, or unemployed. Contributions are income-based, calculated as a fixed percentage of gross income, ensuring higher earners contribute more while expanding coverage for lower-income groups through government support.
| Gross Monthly Income (KES) |
SHIF Contribution (KES) |
| KES 0 - KES 5,999 |
KES 300 |
| KES 6,000 And Above |
2.75% Of Gross Salary |
National Health Insurance Fund (NHIF) Calculator helps employees estimate their monthly health insurance contributions to the National Health Insurance Fund, a mandatory scheme for all Kenyan residents in formal and informal employment. The contribution is based on gross monthly income and provides access to healthcare coverage in accredited hospitals across the country.
NHIF Monthly Contribution Rates (KES) – Effective Until September 2024
| Gross Monthly Income (KES) |
NHIF Contribution (KES) |
| Up To 5,999 | 150 |
| 6,000 - 7,999 | 300 |
| 8,000 - 11,999 | 400 |
| 12,000 - 14,999 | 500 |
| 15,000 - 19,999 | 600 |
| 20,000 - 24,999 | 750 |
| 25,000 - 29,999 | 850 |
| 30,000 - 34,999 | 900 |
| 35,000 - 39,999 | 950 |
| 40,000 - 44,999 | 1,000 |
| 45,000 - 49,999 | 1,100 |
| 50,000 - 59,999 | 1,200 |
| 60,000 - 69,999 | 1,300 |
| 70,000 - 79,999 | 1,400 |
| 80,000 - 89,999 | 1,500 |
| 90,000 - 99,999 | 1,600 |
| 100,000 And Above | 1,700 |
